| |
|
|
| |
Credit Advisory Services: Overview |
|
 |
|
|
| |
Advisory title: KiM Prep™
Pre-ratings enhancement programme (PREP) programme |
|
| |
 |
|
Confused? Don’t know where and how to start? Fret not! KiM Prep™ is here to help you prepare yourself before you get official ratings from the bureau and third party creditors and banks. |
|
|
| |
- To identify areas for credit enhancements and plan a set of management by objectives (MBO)
- To improve international financial ratings of enterprises before being officially assigned with official ratings by the credit bureau
- Identify sources of risks inherent in a business by taking into account various corporate and business strategies undertaken by management
- Understand and apply the complex relationships between strategies and financial measures
- Duration: frontend = 5 man-days ; backend = 10 man-days
- Personnel involved: 2 senior credit advisors, 2 business analysts
- Tools used: KiM Finalysis Artificial Intelligence (AI) system, Preliminary Diagnosis MindMap, Project Milestones
- Reports (only for advisory): Cashflow Management, Risk Return Assessment & Indicative Financial Rating – 3 reports each
- Scope of work / workshop:
- Detailed financial analysis and review of firm
- Review of revenue and profitability mix (including concentration risks)
- Integrate corporate and business strategies into a robust risk management framework
- Strength of net worth and intensity of gearing/leverage
- Assess adequacy of liquidity and ability to withstand balance sheet shocks
- Utilization of assets and productivity level
- identify and address weaknesses or limitations in your firm’s financial structure in a timely manner
- proactive monitoring of credit standing on a regular basis
- understanding the credit drivers that drive your firm in order to complement the corporate and business strategies of your firm
- improve stakeholder relations and success with improved or improving financial standing within a prescribed timeframe
- channel resources that focus on performance
|
|
| |
|
|
| |
|
|
| |
|
| |
|
|
| |
Advisory title: KiM Infinity™
In-depth financing facility (INFINITY) programme |
|
| |
 |
|
Finding it hard to get fundings/grants? Have no idea on how to get fundings/grants? KiM Infinity™ has all the expertise and network that you need! |
|
|
| |
- Understand the mindset and expectations of various types of investors before investing in a company
- Development of business models that have elements of success
- Defend your financial and business assumptions against investors’ sharp queries
- Project and equity financing – how participants can structure a deal that is worth considering by investors
- Getting ready for investor presentation and evaluations
- Duration: frontend=5 man-days ; backend=10 man-days
- Personnel involved: 1 senior credit advisor and 2 business analysts
- Tools used: KiM Finalysis Artificial Intelligence (AI) system, Preliminary Diagnosis MindMap, Project Milestones
- Reports (only for advisory): Strategic cashflow management, Risk Return Assessment, Funding Needs Evaluation & Indicative Financial Report (IFR)
- Scope of work / workshop:
- Detailed financial analysis and review of firm
- Debt and equity position of firm
- Identifying and carving of short-term, medium term and long-term financing needs
- Optimizing proportion of cash and non-cash assets in the balance sheet
- Gapping of cashflows
- Preparation of proposals and presentation to banks, financiers and investors
- Forecasting and budgeting working capital needs
- Immediately identify and address cashflow and funding gaps
- Prevention of excessive level of borrowings
- Ability to undertake effective capital management practices
- Ensures funds are readily available to meet expansion or working capital requirements
- Improves company bottomline through more careful planning of financial resources
- Achieve a high level of readiness when presenting to investors and venture capitalists
- Understanding the investors’ mindset can increase the chances of being invested
- Appreciate how your company is being valued by investors, and taking proactive measures to ensure that it has fully incorporated the intrinsic and extrinsic value
- Expand your business through non-traditional bank funding route
- Learn to structure a deal that commensurate with investors’ expectations
|
|
| |
|
|
| |
|
|
| |
|
|
| |
|
|
| |
Advisory title: KiM Finesse™
Financial Evaluation and Strategic Empowerment (FINESE) programme |
|
| |
 |
|
Finding solutions to keep your company strong? KiM Finesse™ is designed to help you keep your company’s balance sheet strong and achieve superior returns for stakeholders. |
|
|
| |
- To identify overall strengths and weaknesses of firm to achieve higher profitability, solvency, liquidity and efficiency performance
- Mapping out the various corporate and business strategies into your business model
- To estimate the profitability, solvency, liquidity and efficiency implications, and understand the management psychology at each stage of the business life cycle
- Evaluating the creditworthiness and strategic posture of firm
- Understand how each option taken by management may potentially impact the financial structure of the company
- Duration: frontend=15 man-days ; backend=30 man-days
- Personnel involved (only for advisory): 1 senior credit advisor, 2 independent industry experts and 2 business analysts
- Tools used: KiM Finalysis Artificial Intelligence (AI) system, Preliminary Diagnosis MindMap, Project Milestones
- Reports (only for advisory): Strategic Cashflow Management, Risk Return Assessment, Efficiency and Productivity Management and Business Expansion Readiness, Indicative Financial Report (IFR)
- Scope of work / workshop:
- Detailed financial analysis and review of firm
- Risk management framework: business, operational and financial risks
- Scalability, sustainability and profitability of business model
- Strategic posture of firm and review effectiveness on financial performance
- Operational review: Value chain analysis of firm and its core activities
- Options – corporate, business and financial strategies
- Scenarios of various business settings and impact on financial performance
- Forecasting and budgeting working capital needs
- identify and address weaknesses or limitations in your firm’s financial structure in a timely manner
- achieving and sustaining a good and sustainable business model geared towards higher bottomline
- learn techniques to stay ahead of market competition through methodical and innovative planning of strategies
- understand and measure how various strategies impact financial performance, thus avoiding costly mistakes
- channel resources that focus on performance
|
|
| |
|
|
| |
|
|
